Disclosure and Disclaimer

I don't want this site to be a sales pitch, and I never want to encourage you to buy something you don't need. FIRE is about being intentional with spending, and I take that seriously.

How this site is supported

This blog takes time and energy to write, so I sometimes use affiliate links. If you click one and make a purchase or sign up, I may earn a small commission at no extra cost to you. Here's how I handle it:

I only link to things I've actually used and would recommend. If it didn't work for me, I'll say so, and there won't be a link.
Affiliate links are always disclosed. You'll see a note in any post that contains one.
Being an affiliate never changes my opinion. I'll tell you the downsides, and I'll skip links for companies I don't like, even if they'd pay me.
I don't write sponsored posts. Nobody pays me to write about their product.
You never have to use my links. If you'd rather search for the product yourself, that's completely fine.

Any income helps cover the costs of this site and the time I spend writing it.

Disclaimer

I'm a nurse sharing my own experience with money, not a financial advisor, accountant, or attorney. Everything on this site is for information and entertainment only. It is not financial, tax, legal, investment, or medical advice. What works for me may not work for you, because every situation is different. Please do your own research and talk with a qualified professional before making major decisions.

I share real numbers from my own life, but I can't guarantee that any information here is complete or current, since prices, rates, and promotions change. The views on this site are my own and do not represent any employer.

Privacy

I respect your privacy. This site doesn't ask you to create an account, and I'll never sell your information. If you leave a comment, it is handled by a third party comment service and is visible to the public along with the display name you choose. If I add analytics or an email list, I'll update this page. Some links on this site lead to other websites, and I'm not responsible for their privacy practices.

Contact

Questions about anything here? You can reach me through the contact page.

Last updated October 2026.